Usually, the first development phase is more money-consuming than the second maintenance phase. End-to-End. The Future of White Label Payment Gateways. PSPs offer online payment. Akurateco is a global white label payment solutions provider. Our payment gateway services are cost-effective and cover a wide range of payment acceptanrobust technology platform. 000 USD/month. The number and type of payment integrations vary from one payment provider to another. A white-label payment gateway is an appealing option for PSPs, mainly due to many integrated banks and payment providers, including Credit and Debit Cards and Alternative Payment Methods (APMs), Cryptocurrencies, etc. White labelling the payment gateway effectively allows for the best possible solution at the best possible price which would be very difficult to achieve with a ‘hit and trial’ method of in-house development. The term "white label" refers to the fact that the payment gateway is. An online payment service provider (PSP) is an intermediary between customers, businesses, e-payment gateways, acquiring banks, and issuing banks. In addition to major processors, Datacap also supports 1,000’s of ISOs and merchant service providers. Recent posts. White label payment gateway is a ready-made solution that allows businesses or brands to start processing payments under their own brand using the third-party technical infrastructure. There are no fees or upfront costs associated with setting up your own white label payment gateway. September 4, 2023 by frke4 AUTHOR: SAYYED NUZAT DATE: 04-09-2023 In today’s digital age, businesses are constantly seeking ways to simplify payment processing. Wednesday October 18 2023. With their company branding taking center stage, they can provide an additional service to their core business. PSPs offer online payment. Fintech software services. Paycaps. The other company/ business rebrands it and used it as its own. 99. Flexibility: With an integrated payments API that allows you to white label your payment solution, you have near total control over the look and feel of each page. Use our experts to build a custom logic that is. It’s a clever method of claiming a service without starting from scratch. Thus, Gatewayeast’s White-Label. White-Label payment solution Launch your PSP in 4 weeks. Cloud deployment on own hardware or Amazon AWS. Tips for Negotiating a Competitive Price. PaySimple. Assisting clients in choosing an optimal market-available payment gateway (in case of relying on third-party software) according to their specific criteria and. So, transition is a reasonable step only if this 1% exceeds $150,000-200,000 annually in absolute values (this is the approximate amount you will have to pay for gateway maintenance, PCI audit, development, support etc). 1. 9% plus 30 cents for card-not-present transactions. A white-label gateway is a gateway system that allows entrepreneurs or brands to process online payments using their brand name while using third-party services. The payment gateway authorizes the customer’s financial information to finalize the transaction when the money is received. A commercial bank that helps you finance merchants. Our powerful White Label online casino software built with a focus on security and stability. Moreso, it helps, Maintain brand consistency across the entire purchase cycle. You can filter results by user reviews, pricing, features, platform, region, support options, integrations, and more. The funds are sent to the payment gateway’s account after the buyer’s bank has confirmed the transaction. Find the highest rated White Label Payment Gateways in the Middle East pricing, reviews, free demos, trials, and more. Innovative and knowledgeable white-label. Download No, Thanks, I'll pass . Read on to know more about a regular payment gateway, how a white label payment gateway is different and what main advantages it can offer you. The white label option is easier to implement and allows business owners to save resources. Your merchant portal gives you access to all sorts of real-time customer data. It's free to sign up and bid on jobs. PSPs offer online payment. After deducting a transaction fee, the payment gateway sends the money to the merchant’s bank account. What’s a White Label Payment Gateway? With the help of a white label payment gateway, you can get similar features and functions and perform the same duties as a payment gateway provider. Lessen expenses by availing a ready-made payment gateway rather than investing heavily on developing the. The white-label payment gateway provides a ready-made product to accept customer cryptocurrency transactions, considering actual tax and legal measures. Find the highest rated White Label Payment Gateways in Australia pricing, reviews, free demos, trials, and more. White-label payment gateways offer versatile support for various payment methods, including credit/debit cards, digital wallets, and bank transfers. Streamline processing and increase revenues with our next-gen payment gateway. Licensing Fees: Licensing fees are the initial costs associated with obtaining the rights to use a white label payment gateway. AltPayNet specializes in white-label payment gateway solutions, SaaS payments, operational consulting, risk management, and. 00. Altogether, a white label payment service provider is an out-of-the-box solution that allows you to earn money by. One common pricing strategy for white label payment gateways is per-transaction pricing. But, keep in mind that there is a lot of maintenance and other costs involved when opting for building your own payment gateway. Top 7 Payment Gateways in UAE. While some providers often provide cheaper alternatives, they take a revenue share percentage as a. Open your borders to the most advanced digital payment infrastructure and strenghten your economy through crypto payments. WLPayments’ Merchant Portal. But over time, the manufacturing concept has undergone multiple changes adding to the benefit of theWhite-label payment gateways provide PSPs with the ability to offer unique, tailor-made services, setting them apart in a competitive market. By partnering with Axcess. As global payment technology provider, Akurateco was developed by experts with 15+ years of hands-on experience in FinTech. Let’s discuss how we can help your business achieve rapid growth. Price for each transaction exceeding the plan . net. Apart from being cost-efficient, white label payment gateways help businesses to decrease the time to market and start offering services to their merchants right away after a single integration with the white label solution provider. Gateways 101. People love us because of our speed, flexibility and easy to use solutions. A majority of white-label payment gateway providers have direct alliances with different acquiring banks and support multiple payment methods as well. If necessary, our team adds new integrations without the need for your intervention. Other sources call this “payment gateway branding” since companies get to use their branding on a payment gateway powered by. . PayG Checkout offers a smooth, fast and frictionless buying experience. Price for each transaction exceeding the plan . ISO and Reseller programes. White label payment gateway solution implementation process is described. Search for jobs related to White label payment gateway meaning or hire on the world's largest freelancing marketplace with 22m+ jobs. If. Founded in 2008, we started by developing payment APIs that help you build your payments infrastructure. Compare the best White Label Payment Gateways for Cloud of 2023 for your business. A white label payment gateway is a payment processing service that allows businesses to accept online payments from customers using various payment methods such as credit and debit cards, digital wallets, and mobile payments. Our diverse services portfolio is designed to work together, enabling developers to quickly get the functionality you need with the minimum of effort. Show your numbers and. These third-party. White Label / SaaS. The white label crypto payment gateway generates a QR code. Standard features plus: Creation of a hosted payment page in your design once per year ; 1 new payment flow integration per month. Gain in-depth control of merchant pricing. White Label. Future-proof connectivity and enable growth with a white-label payments gateway; Safeguard payment details through tokenization and omni-tokens for seamless. We offer a built in 3-D secure support module. ) and even customize what services or features are available to customers. White label is a business model that implies purchasing an unbranded solution from a provider who created it, customising it to your brand, and selling it as your product. Avoid redirects to third-party site to complete the purchase. 49 per 1099 e-filed with states $2. Velmie white-label digital wallet platform helps fintech companies, financial institutions and neobanks create fully managed e-wallet payment systems and scale them over time with the most suitable and required features. Wednesday, October 11 2023. Cardstream is a global connector of payments, offering 360 ° comprehensive solutions. White-label payment gateways allow merchant acquirers and ISOs to brand and sell the payment gateway services as their own. We help you to control payments with our White Label Payment Platform offering dozens of integrations and 500+ payment methods. The throughput capacity of the white label. For SME owners, customer loyalty and employee perks are vital. To open a merchant account in 2020, you need to provide the following documents: Certificate of Incorporation; Certificate of incumbency; Local documents as per company jurisdiction which displays company directors and owners; Utility bill/Bank statement/Rental agreement under corporate names proving company location;A white label solution for your transaction processing allows you to focus on building the other elements of your business, rather than having to invest heavily in software development, PCI DSS certification, data security, and the other associated costs of developing your own system. Get started. Payment processing services are available in many forms today, but perhaps none so unique as white label payment gateways. . So, if in case, your business would opt for a white label payment gateway, you would provide all your requirements to the third-party. These white-label payment solutions are generally cheaper than traditional payment gateways, but they do not provide OCCP (online credit card processing), active merchant accounts, or perks like. Another advantage of a white-label payment gateway is the number of features and functionalities it offers. com ; Support; Help; Home; Features; Solutions . Our team has been developing white label payment gateways for more than 13 years. It's free to sign up and bid on jobs. . com or call us on +3726442201 or +37125893803 or +37066102395. Speed up your time to market with no development effort on your part. Payneteasy's gateway is a fully brandable, white label solution. ProMerchant – Provides the best zero-cost processing bundle program for retail and restaurants. 997% uptime track record, you or your merchants can start accepting payments immediately. net is owned by VISA and was established in 1996, making it one of the oldest and more experienced payment gateway providers out there. Tel: +31618444038. If you have unique business needs our solution doesn't cover yet, we would be excited to accept the challenge and solve your case. Compare the best White Label Payment Gateways in New Zealand of 2023 for your business. Starting Price: €3. It's free to sign up and bid on jobs. It offers customization options for branding and user experience while outsourcing the technical and compliance aspects of payment processing to a third-party. Our integrated software offers a seamless customer experience by using direct integration, hosted forms, developer-friendly API. White label is a business model that implies purchasing an unbranded solution from a provider who created it, customising it to your brand, and selling it as your product. Our score: 9. MENU MENU. Cryptocurrency payment gateways can integrate with e-commerce platforms, point-of-sale systems, shopping cart. Payment systems. PayPipes brings you a technical solution to setup a payment gateway with your company brand and color for seamless customer journey regardless of the payment channel or country. Let’s Discuss What Payment Gateways Do: Before we move towards the payment gateways for white label merchant services, let’s talk about the regular ones to ensure everyone reading this is on. White Label Payment Gateways — Become a payment service provider with a competitive advantage, having your own-brand sophisticated payment infrastructure and capabilities • Canada. Stripe: best for worldwide sales management. Are you aware of what is behind the term white label payment gateway? Or, when and why, you may need this technology integrated into your business? Maybe you. Corefy. This wide range of companies includes local and global payment providers. White label clients such as payment service providers, ISOs, acquirers, merchants of record etc. And we’ve got a winner!Akurateco. One-time and recurring payments get different verification. Core State Holdings, Corp. However, there are many distinctions and benefit with the white label service. Same-Day Deposits are available to merchants on integrated software platforms with a 5:00 pm PT cut-off time for payments processed on WePay. The white label payment gateway provides a customized, high-tech, integrated, and manageable payment. Standard features plus: Creation of a hosted payment page in your design once per year. ”. 0 User satisfaction: 95%. From this video guide, you will learn about payment gateways in terms of price, quality, payment methods, security, and functionalities. It is essential to find a reliable partner to grow a successful business. Read on to know more about a regular payment gateway, how a white label payment gateway is different and what main advantages it can offer you. 90 per. That's why we are here to equip you with the knowledge and expertise needed to take your ISO to new. The company can open new markets and expand its customer base, helping its brand prosper. Surrey Gateway Station Tower . For a good price, you’ll be getting a ready-made. 2 certification of the equipment, solutions, and processes. Best White Label Payment Gateway Solutions in 2023; the solutions to that is. 0 support. This model allows companies to offer seamless, secure, customized payment solutions without developing the technology from the beginning, which can be costly, time-consuming, and fraught with. White label payment gateways offer various pricing models to cater to diverse business needs. Get your business ready with all white labelled Payment Gateway . Lower transaction costs than the “payments as a service” approach. Price for each transaction exceeding the plan . This option offers businesses greater control over the payment process, more branding opportunities, and potentially lower costs. Discover how Partners are using Cardstream >. 2. Companies in over 40 countries can build payment experiences and scale them across the world. However, there are many distinctions and benefit with the white label service. 00-17. Dwolla’s platform is designed to be API-driven and tailored to allow a business to add additional payment rails—like ACH and Real-Time. White label payment gateway gets you online with a scalable technical infrastructure that we enhance and maintain for you. Can I see the PSP white label payment gateway? Of Course! Book guided presentation of the white. Find the perfect payments plan for your business with IXOPAY and optimize your payment stack. The advantage of using white-label solutions to develop your Fintech offering is that you get immediate access to a cloud-based digital banking system, with all the functions you need to build an advanced and scalable solution. • Hong Kong SAR ChinaCashfree provides the best-in-class payments experience for businesses and customers. 750 ml. 1. Source: financialit. The open payment network is able to manage the entire payment process in different countries. You can own the end-to-end ready-to-use, PCI DSS gateway without unnecessary development costs or labor. White-label payment gateway is PCI DSS-certified brandable payment software with a multi-acquirer approach and advanced payment features offered on a Service-as-a-Service basis. As a merchant services provider, you understand the challenges and opportunities that come with growing your ISO business. The price of a white-label payment solution starts from $40 000 and you also get customer support as well as the assistance of competent vendor specialists. Compare costs It only takes a minute. A perfect Payment Gateway Solution to accept Payments Quick & Safely in UAE, Dubai, Abu Dhabi, Sharjah. With a payment gateway white label solution, customers can create their own merchant and user accounts and set up the individual payment methods for each merchant. Price for each transaction exceeding the plan . A. Stay ahead of the curve with MontyPay’s payment gateway, a fully brandable, white-label solution. Best payment gateway for retailers that sell worldwide thanks to its global payment features. White label features. 99 per form filed with the IRS and $1. Support the addition of new acquirers and card brands. Hips White Label Payment Gateway is the next generation omnichannel payment gateway. This flexibility allows businesses to adapt to their customers’ preferences. With no iFrames or redirects, and a 99. White Label Travel Website that allows travel agents to sell a range of travel products - from hotels to flights to holidays and buses. Don’t focus on discount price offer only. Standard features plus: Creation of a hosted payment page in your design once per year. Businesses can utilise this by broadcasting their identity on the payment gateway. Whatsapp +97142367868; info@paycaps. Cons of White Label Payment Gateway Solutions. Private Equity Groups & Investment Companies looking to offer payment processing services to portfolio companies while maintaining control. Your payment system will work with all the necessary providers and meet all modern industry requirements. 99. The cutting edge payment processing solution for your business with Pre-enabled major payment options including all Debit Cards, Credit Cards, (Visa, MasterCard, Rupay, AMEX & Diners Club. This model allows companies to offer seamless, secure, customized payment solutions without developing the technology from the beginning, which can be costly, time-consuming, and fraught with. 100% Private branded web portal with inbuilt Travel APIs or with the supplier of your choice. Standard features plus: Creation of a hosted payment page in your design once per year. Giving you the privilege of labeling the payment without making you take on the complications of developing a payment platform, processing the entities. including a payment gateway, financing options and even a debit card. ABERFELDY - 12 YEAR OLD. The white label option is easier to implement and allows business owners to save resources. Consider the following. Get started. Banks, Resellers, ISOs, ISVs, and PSP Businesses can now get a completely customisable payment gateway to establish the Brand Image. Dwolla is a white-label service that allows businesses to receive ACH payments at low fees. 24/7 maintenance of both software and hardware. Allow customers to view prices and pay in their currency while settling your. Usually, software companies tend to charge separate fees for software usage and separate fees for transactions processing services. This model allows companies to offer seamless, secure, customized payment solutions without developing the technology from the beginning, which can be costly, time-consuming, and fraught with. Opting for a whitelabel payment gateway gives you the leverage to redefine your customer’s buying journey and build a level of trust. Time to market. 550 EUR) to the ones required for your own payment gateway that easily run up to 12. DECTA White Label Payment Gateway is a Swiss-army-knife gateway solution for any type of payments business: banking financial institutions, Fintech startups, and beyond. The price of a white-label payment solution starts from $40 000 and you also get customer support as well as the assistance of competent vendor specialists. For instance, a gateway provider may charge a monthly fee of $30 and 2. A sponsor bank – the one to connect you with card brands. Before you leave, grab our free whitepaper and discover how switching to a white-label payment gateway can benefit your business. Stripe will deliver a digital copy to your connected accounts for free. Turnkey White Label solution. Generate income with our white label payment gateway solution. 10. Mastercard gateway is a single touch point for all your commerce needs, connecting you to new horizons. In Stock. Give customer flexibilit with partial crypto payments. Updated: 3/21/2023. Technical support and. Additional taxes or fees may apply. We would like to show you a description here but the site won’t allow us. The integration of such an element as a payment gateway, making it a part of the infrastructure, can also solve this problem. Basically, the company can use its own 'label' above the white label . Telr is undeniably one of the most well-liked online payment gateways for your eCommerce business because of its support for a wide array of standard payment types. 99 per 1099 e-filed with IRS $1. Stay ahead of the curve with MontyPay’s payment gateway, a fully brandable, white-label solution. Network · TRON (TRC-20). Pricing strategy: Per-Transaction Pricing. An acquiring bank – the one to authorize you to provide payment gateway services. White label payment gateway - How it helps a PSP business to increase its reputation. A white-label payment gateway allows businesses to offer payment processing services to their customers without building the payment infrastructure themselves. 2 certification of the equipment, solutions, and processes. Monthly Subscription. White-label payment processing offers multiple benefits for ISVs or SaaS companies looking to offer payments as part of their integrated solutions. There are many different kinds of white label payment gateways, each. This way, instead of hundreds of thousands of dollars, you can get access to a. Use 2-factor authentication, whitelist, PIN code and other features to never worry about the protection of your funds again. Skrill (previously Moneybookers) is a payment gateway and digital wallet provider from the UK, established in 2001. View More Omni-Channel Global Payment Connector. The white label payment gateway ensures that you and your clients are protected from chargebacks. On October 5, 2021, eComCharge successfully completed certification and acquired the status of a Visa token requestor in CEMEA Since May 2020, eComCharge has officially been a member of the global Visa Digital Enablement Program (VDEP) eComCharge provides White Label Payment Solutions and Services for Payment. Read on to know more about a regular payment gateway, how a white label payment gateway is different and what main advantages it can offer you. The name derives from the image of a white label on the packaging, ready to be adapted to an end provider’s branding. Accept payments from international customers using multiple currencies and methods. White label gateways offer a host of benefits for businesses seeking to expand their online presence and deliver exceptional payment experiences to their customers. With Mastercard Gateway, you benefit from a comprehensive set of API’s, mobile SDKs and. Stripe’s white-label service can be more complex, but also provides more flexibility and customer support. 3DS 2. The more features a payment gateway has, the higher the development costs will be. Fraud Management. io. BitPay clone script is the pre-fabricated crypto payment gateway clone script. White Label Payment Gateway. 8% of the transaction amount plus $0. A self-hosted white-label payment gateway. We are one stop Payment Gateway Solution Provider Company in USA, UK, Estonia, Europe and UAE. com. 100% PCI Level 1 solution Pre-built KYC Pricing Information Below are the total costs for these different subscription durations. A white label payment gateway is a service that allows you to accept credit cards and other forms of electronic payments. Stripe’s white-label service can be more complex, but also provides more flexibility and customer support. Ikajo White-Label Offers. White Label Payment Gateway Price. 550 EUR) to the ones required for your own payment gateway that easily run up to 12. 3. Our mobile wallet software comes as a collection of configurable standalone modules to. Security. Additional taxes or fees may apply. QuickeWallet provides White Label Payment Gateway is an easy way to launch your own PSP/IPSP business. Boxopay is a white-label payment gateway provider that establishes connection capabilities with any payment providers and processing centers globally to ensure you’re set up with the most effective interest rate. Compare the best White Label Payment Gateways in the Middle East of 2023 for your business. $2. With no iFrames or redirects, and a 99. Compare. If you have unique business needs our solution doesn't cover yet, we would be excited to accept the challenge and solve your case. When considering becoming a white label payment platform provider, it is crucial to thoroughly evaluate and identify any potential issues that may arise. These examples illustrate the versatility and practicality of white-label. But a white label gateway takes things one step further by allowing. In the world of white-label payment gateway providers, it doesn’t get better than this great offer! Ikajo International. They get to use their own company logo, customize the look and feel to match their brand and. The advantages of selecting a white-label payment. Payment gateways allow you to process digital payments with your brand. A white-label payment gateway combines all the benefits of a cloud-based payment system with the flexibility of a software-as-a-service (SaaS) product. Partner with a trusted, global payments leader. White label features. As a merchant services provider, a white-label POS system allows you: Save the cost of development. Personal cryptocurrency tailored to your needs. By 2014, we evolved to deliver integrated, white label payments solutions to leading SaaS platforms. A self-hosted custom payment gateway. With white-labeled payment gateway services, you’ll be able to make the payment experience look just how you want it. Show your numbers and. Launch A PSP With Zero Development Cost. Get started. Place your logo on payment page and customize its appearance freely. Businesses pay a fixed monthly fee, irrespective of transaction volumes. Usage Information Fulfillment Options Software as a Service (SaaS) Scale up with refined own-brand payment solutions. Level 2 processing is built-in, with no additional monthly fees. The white-label payment gateway allows for customisable invoicing, automated reminders for upcoming payments, and secure processing of recurring subscriptions. Hosted Payment Gateway vs Self Hosted Payment Gateways. By searching, you may choose the wrong account. PSPs offer online payment. In other words, a company integrating a white-label payment system can legally place its branding on the software and resell the system as its own without having to spend money on its development and maintenance. This process had a lot of advantages as it reduced the manufacturing cost and reliance on others. The PayXpert white label gateway is a white label one-stop service that connects all payments to commerce. Magnius is specializing in payment services for large merchants and PSPs. Best-white-label-payment-gateway-software-in-the year 2021. 7. Can I see the PSP white label payment gateway? Of Course! Book guided presentation of the white label. and the price. Payment. Integrating means adding a technological "flexibility layer" to your operation, which will allow you to add new PSPs and APMs very quickly and easily, as well as all other payment integrations. 99 per 1099 mailed. eComCharge offers a white label payment gateway solution for PSPs (payment service providers) with a variety of features. You can create reports both on a single transaction. A white-label payment gateway is a payment processing service that is rebranded by a company under its brand name. We also provide on-demand integration services with unlimited providers and have ready-made integration. By choosing a provider with strong security measures, businesses can confidently protect their customers' sensitive data and establish a reliable online payment system. It's free to sign up and bid on jobs. Learn valuable negotiation strategies to secure the best pricing deal for your white label. Basically, a white-label solution is a product/ service developed according to the given specifications by the third party to sell to others. A white label payment gateway allows companies to incorporate their own branding into an existing payment system for use on websites or mobile [email protected]/month 1 Rating. Bitcoin is the most commonly supported cryptocurrency used during transactions with these systems, but some gateways provide the ability to pay with alternative cryptocurrencies, such as Ether, Litecoin, and Bitcoin Cash, among others. This gives you the information you need to make informed decisions. Empowered by the Payneteasy engine, Fintegrate provides a PCI DSS level1, bank-grade environment. Every merchant can add the most. A match made in heaven. Previous You're on page 1; Next SourceForge. eComCharge is an experienced team of specialists in white label payment gateway developing and support for e-commerce market. Akurateco. A white-label payment gateway is a payment solution that allows companies across business niches to offer payment processing under their name while the real processing is performed by a third party. Categories. 5% to 1. Time- and cost-efficient. PCI DSS 3. However, there are many distinctions and benefit with the white label service. A white label payment gateway has a lower cost than a real merchant account that has to cover costs of setting up, configuration and testing, just like white label MT4 is much cheaper than a MT4. 24/7 maintenance of both software and hardware. Ease of Integration. 10. Usage. “Accept payments from customers with 100+ Payment Modes without any hassle & experience seamless experience. Some businesses are searching for payment gateway solution they could use to connect them to processing partners, while others are deciding on the best option to replace. Magnius is specializing in payment services for large merchants and PSPs. But, keep in mind that there is a lot of maintenance and other costs involved when opting for building your own payment gateway. Our Digital Assets Exchange is a multicurrency, high-frequency trading platform for many popular cryptocurrencies, such as Bitcoin, Bitcoin Cash, Litecoin, Ethereum, and ERC-20/BEP-20 tokens. A white label crypto payment gateway is a customizable payment solution for entrepreneurs. Understanding the needs and budget of the target market is essential to setting the right price. CPS had more than five thousand white and black lists alone. AsiaPayTech offers a fully customizable white-label payment gateway for banks and payment service providers, enabling them to extend payment processing services to merchants and other business entities around the globe. White label features. It takes it a step further by incorporating your business identity until the end. White label features. an affordable white-label payment gateway solution, or a full on-premise software license, which ensure the top-quality payment processing experience for businesses of any size. Find the highest rated White Label Payment Gateways in China pricing, reviews, free demos, trials, and more. Triggering Change the way the. PSP (payment service provider) is a company you, as a merchant, choose to process your incoming and/or outgoing online transactions. Clients are increasingly drawn to personalized. A white label payment gateway is also a third-party solution, but it is highly customisable to fit your brand, website design, and business model. Through Hips White Label Payment Gateway, leading Acquirers, Payment Service Providers and POS Software Providers can easily evolve with the drastic, rapidly changing payments industry. 1. Some exclusive decentralized payment gateways take things further by providing live price charts and. r. 3. DECTA is a global payment processing company offering a wide range of B2B payment services. integration with existing systems and new payment providers, acquirers, and gateways is easy.